Calculate monthly car loan repayments including stamp duty, CTP insurance, and registration for all Australian states. Compare balloon payment options.
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Australian car buyers can choose from secured car loans, dealer finance, or novated leases (salary packaging). Dealer comparison rates are often 8–14% p.a. — credit unions and online lenders typically offer 6–9% p.a.
Stamp duty on motor vehicles applies in all Australian states. Rates vary: NSW $3/100 (new), VIC $8.40/$200 (0–$67K), QLD $3/$100 (new). Always check your state's revenue office for current rates.