Calculate total investment returns including capital gains, franked dividends, and CGT. Applies Australian tax rules including 50% CGT discount for assets held >12 months.
| Item | Value |
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Capital Gains Tax (CGT): Gains on assets held >12 months receive a 50% CGT discount. Net capital gain is added to taxable income.
Franking Credits: Dividends paid from tax already paid by the company (at 30% corporate rate). You receive the dividend plus a franking credit. If your marginal rate is below 30%, you may receive a tax refund.
ASX 200 benchmark: Long-term average total return ~9–10% p.a. (capital + dividends reinvested).