Calculate stamp duty (transfer duty) for all Australian states and territories, plus first home buyer concessions, LMI, and total upfront costs.
| Cost | Amount |
|---|
Stamp duty (transfer duty) is a state government tax on property purchases. Rates vary significantly across states. First home buyers receive concessions or exemptions up to certain thresholds in most states.
| State | FHB exemption threshold | FHB concession threshold |
|---|---|---|
| NSW | $800,000 | $1,000,000 |
| VIC | $600,000 | $750,000 |
| QLD | $700,000 (concession) | — |
| WA | $430,000 | $530,000 |
| SA | No specific FHB stamp duty concession | — |
| ACT | Income-tested concession | — |