Monthly Budget Planner - MegaCalcOnline.com Fill the Budgeted and Actual columns. Totals: sum each section. INCOME,Budgeted,Actual Salary / wages (after tax),, Other income,, Government payments,, Total income,, ESSENTIAL EXPENSES,Budgeted,Actual Rent / mortgage,, Utilities,, Groceries,, Transport / fuel,, Insurance,, Phone / internet,, Loan / card repayments,, Total essentials,, LIFESTYLE & SAVINGS,Budgeted,Actual Dining out / entertainment,, Subscriptions,, Savings / emergency fund,, Extra super,, Other,, Total lifestyle & savings,, SUMMARY,Amount Total income, Total expenses, Money left over,