Log payments against your student loan and watch the balance come down, with total paid and progress toward $0. Saves in your browser. Free.
💾 Saves in this browser only — this is sensitive financial data, so take care on shared devices. A tracking tool, not financial advice; it doesn't calculate interest for you.
Key takeaways:
This tracker logs every payment you make against a student loan and works out where that leaves the balance, so progress toward paying it off is visible rather than something you have to log into a portal to check. Add the loan once with its original balance, then log payments as you make them.
It doesn't calculate interest or replace your loan statement — think of it as a personal, private record of what you've actually paid and what's left, alongside the official numbers from your lender.
A loan provider's portal shows the official balance, but it's not always built for a fast, at-a-glance read of "how much have I actually paid" or "what's my progress toward zero." A simple running tracker fills that gap — a personal record of payments and progress that's yours to check any time, without logging into anything.
If a loan is part of a wider budget, pair this with the Student Budget Planner to see repayments alongside income and other expenses.
How is my current balance calculated?
Original balance minus every payment you've logged against that loan. It's a running total from your own payment entries, not a live feed from your loan provider.
Does this calculate interest automatically?
No — this tracks the balance from payments you log, it doesn't accrue or compound interest for you. Your loan statement is the authoritative source for exact balance and interest charged.
Can I track more than one loan?
Yes — add each loan separately with its own balance and payment history, and switch between them with the chart dropdown.
Where is my loan data stored?
Entirely in this browser's local storage, on this device. Nothing is uploaded. Export a CSV as a backup — this is sensitive financial data, so keep that in mind on shared devices.
Is this financial advice?
No. This is a tracking and planning tool for payments you've made — it doesn't recommend a repayment strategy or assess your finances. For that, a financial counsellor or your loan provider can help.
Can I delete a loan or a payment?
Yes — delete a single payment from the loan's history, or delete an entire loan and all its logged payments from the loan card.