Calculate how your savings grow over time with regular contributions and compound interest. Compare Australian savings accounts and term deposits.
| Item | Value |
|---|
| Product | Rate (est.) |
|---|---|
| High interest savings (online) | 4.5–5.5% p.a. |
| Term deposit (6 months) | 4.5–5.25% p.a. |
| Mortgage offset account | Equivalent to mortgage rate |
| RBA cash rate (mid-2025) | ~4.10% p.a. |