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Term Deposit Calculator

Calculate returns on Australian term deposits. Compare banks, terms, and interest payment frequencies. Tax on interest included.

Term Deposit Details
Principal amount
$
Interest rate (p.a.)
%
Term
Interest payment
Marginal tax rate
%
Term Deposit Returns
Interest Earned (gross)
ItemValue

Term Deposits in Australia

Term deposits are APRA-regulated deposits with the Financial Claims Scheme (FCS) guaranteeing up to $250,000 per person per ADI (bank, building society, credit union). Interest earned is taxable income in the year received (or for terms over 12 months, in the year earned).