Calculate personal loan repayments for Australian banks and non-bank lenders. Compare fixed and variable rates across loan terms.
| Term | Payment/mo | Total interest |
|---|
| Lender type | Typical rate |
|---|---|
| Credit union / mutual bank | 8–12% p.a. |
| Major bank (CBA, ANZ, NAB, WBC) | 10–15% p.a. |
| Online lender (SocietyOne, Symple) | 6–19% p.a. |
| Buy now pay later alternative | 0–20% p.a. |
| Peer-to-peer lending | 7–18% p.a. |