Project your super balance at retirement. Includes SG 12% contributions, salary sacrifice, investment returns, and fund fees. Based on Australian superannuation rules 2025.
| Item | Value |
|---|
| Item | 2025 Detail |
|---|---|
| SG rate | 12% of ordinary time earnings (from 1 July 2025) |
| Concessional cap | $30,000/year (inc. employer contributions) |
| Non-concessional cap | $120,000/year |
| Preservation age | 60 (for those born after June 1964) |
| Retirement age (Age Pension) | 67 |
| ASFA comfortable retirement (couple) | $72,663/year |
| Low income super tax offset (LISTO) | Up to $500/year for incomes ≤$37,000 |