Estimate your Age Pension entitlement using the income test and assets test (the lower of the two determines your payment). Services Australia 2025 rates.
ℹ️ Note: This is an estimate only. Your actual entitlement is determined by Services Australia (Centrelink). Always apply through myGov / Centrelink for an official assessment.
| Test | Detail | Reduction |
|---|
| Item | Single | Couple (combined) |
|---|---|---|
| Maximum fortnightly rate (base) | $1,144.40 | $1,725.20 |
| With supplements | ~$1,149 | ~$1,732 |
| Income free area (per fortnight) | $212 | $372 |
| Income reduction rate | $0.50 per $1 over | $0.50 per $1 over |
| Asset threshold (homeowner) | $314,000 | $470,000 |
| Asset threshold (non-homeowner) | $566,000 | $722,000 |
| Asset reduction rate | $3.00 per $1,000 over | $3.00 per $1,000 over |