Calculate how long your retirement savings will last at different withdrawal rates, and find the sustainable drawdown rate for your nest egg.
| Withdrawal rate | Lasts |
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The "4% rule" (US research) suggests withdrawing 4% of your portfolio annually is sustainable for 30 years. Australian research suggests 3.5–4.5% may be more appropriate given different market conditions, franking credits, and Age Pension supplementation.
Single: $50,981/year | Couple: $72,663/year. Super funds are required to provide a retirement income strategy. Consider combining drawdown with the Age Pension for a more secure retirement income.