Convert between Australian dollars (AUD) and major world currencies. Indicative rates — always verify with your bank or broker for live rates.
⚠️ Rates below are indicative only and updated periodically. For live rates, use the RBA, your bank, or a forex broker. Always factor in exchange margins (typically 1–3% at banks).
| Currency | Rate vs AUD | 1000 AUD = |
|---|
An exchange rate tells you how much of one currency you get for another. Exchange rates are quoted in two directions: AUD/USD 0.643 means 1 Australian dollar buys 0.643 US dollars. USD/AUD 1.556 means 1 US dollar buys 1.556 Australian dollars. The rates shown in this calculator are approximate mid-rates — the actual rate you pay when buying foreign currency will include a spread or margin.
| Currency | AUD to Currency | Currency to AUD |
|---|---|---|
| US Dollar (USD) | 1 AUD = ~0.643 USD | 1 USD = ~1.556 AUD |
| Euro (EUR) | 1 AUD = ~0.596 EUR | 1 EUR = ~1.678 AUD |
| British Pound (GBP) | 1 AUD = ~0.509 GBP | 1 GBP = ~1.965 AUD |
| New Zealand Dollar (NZD) | 1 AUD = ~1.088 NZD | 1 NZD = ~0.919 AUD |
| Japanese Yen (JPY) | 1 AUD = ~98.1 JPY | 100 JPY = ~1.019 AUD |
| Provider Type | Typical Margin Over Mid-Rate | On $5,000 AUD |
|---|---|---|
| Australian bank (travel money card, counter) | 2.5–4.0% | $125–$200 extra cost |
| Airport exchange kiosk | 5–8% | $250–$400 extra cost |
| Online specialist (Wise, OFX) | 0.3–1.0% | $15–$50 extra cost |
| Credit card (foreign transaction fee) | 2–3% + conversion rate | $100–$150 extra cost |
What is the AUD to USD exchange rate right now?
The indicative AUD/USD mid-rate is approximately 0.643 as of June 2026, meaning 1 Australian dollar buys approximately 0.643 US dollars. Exchange rates change continuously — check XE.com or your bank's live rates before any financial transaction.
How do I get the best exchange rate in Australia?
Online foreign exchange specialists (Wise, OFX, CurrencyFair) typically offer rates closest to the mid-rate with transparent fees. Australian banks offer convenience but charge 2-4% above mid-rate. Airport kiosks charge 5-8% — avoid if possible. Pre-purchasing travel money when the AUD is strong can also save money if you monitor rates.
What is the mid-rate for currency exchange?
The mid-rate (also called interbank or spot rate) is the midpoint between the buy and sell prices in the wholesale currency market. It is the rate you see on financial news sites. Retail customers always pay more than the mid-rate — the gap is the foreign exchange provider's margin. The RBA publishes official mid-rates daily.
Is it better to exchange money in Australia or overseas?
Generally, exchange in Australia before departure using a reputable online specialist or bank travel money card. Exchanging at destination airports or tourist area exchange desks typically offers worse rates than pre-purchased travel money. Using a no-foreign-transaction-fee credit card abroad can be cost-effective if your bank offers competitive rates.