All your properties in one table — equity, LVR, gross and net yield per property, plus portfolio totals. Auto-saves in your browser; CSV export. Free.
| Property | Value ($) | Loan ($) | Rent ($/wk) | Costs ($/yr) | Equity | LVR | Gross yield | Net yield |
|---|
💾 Auto-saves in this browser. Update values after appraisals and loan balances from your statements — the numbers are only as current as you keep them.
Equity (value minus loan) is your accessible wealth and your deposit source for the next purchase. LVR is the risk dial — per property and across the portfolio; above 80% is flagged red because that's where lenders add LMI and stress builds fastest when rates move. Gross yield (annual rent ÷ value) lets you compare properties to each other and to the market; net yield subtracts your annual costs — rates, insurance, management, maintenance — and is the number that actually pays the bills. A portfolio that looks great on gross yield and mediocre on net is telling you where the expense problems live.
Update after each annual appraisal or bank valuation, and feed the detail from your Rental Income Tracker and Maintenance Tracker into the costs column. Weighing up the next purchase? Run it through the Rental Property Calculator first.
What value should I enter for each property?
Your best current estimate — recent bank valuation, agent appraisal, or comparable sales. Be conservative: equity built on optimistic valuations disappears at sale time.
What's a good LVR?
Below 80% avoids LMI and gives buffer; investors often deliberately sit higher for leverage. The tracker flags above 80% so concentration of risk is visible, not hidden.
What counts in annual costs?
Council rates, water, insurance, property management fees, maintenance, strata levies, and land tax if applicable. Loan interest is usually analysed separately — but include it if you want net yield after interest.
Gross or net yield — which matters?
Gross for comparing properties quickly; net for reality. A 5% gross yield with heavy strata fees can net less than a 4.2% gross house.
Is my portfolio data private?
Yes — it stays in this browser on this device, never uploaded. Export the CSV for your records or accountant.