Calculate your Australian income tax, Medicare levy, offsets, and net take-home pay. Updated for ATO 2025–26 tax year (1 July 2025 – 30 June 2026).
| Annual | Monthly | Fortnightly |
|---|
The Stage 3 tax cuts (July 2024) restructured Australian tax brackets. The rates below apply from 1 July 2025.
| Taxable Income | Rate | Tax on bracket |
|---|---|---|
| $0 – $18,200 | 0% | Nil |
| $18,201 – $45,000 | 19% | 19c per $1 over $18,200 |
| $45,001 – $135,000 | 32.5% | $5,092 + 32.5c per $1 over $45,000 |
| $135,001 – $190,000 | 37% | $34,342 + 37c per $1 over $135,000 |
| $190,001+ | 45% | $54,692 + 45c per $1 over $190,000 |
Most residents pay 2% of taxable income. Low-income earners below $26,000 (single, 2025–26) pay reduced or no levy. The Medicare Levy Surcharge (1–1.5%) applies to singles earning over $93,000 without private hospital cover.
Reduces tax for incomes under $66,667. Maximum LITO of $700 for incomes up to $37,500, then phases out. This is automatically applied in tax returns and PAYG withholding.