Calculate your Medicare Levy (2%) and Medicare Levy Surcharge (MLS 1–1.5%) for the 2025–26 financial year. Includes PHI interaction and low-income exemptions.
| Component | Amount | Rate |
|---|
| Threshold | Single | Family |
|---|---|---|
| No levy (below threshold) | <$26,000 (approx.) | Family threshold applies |
| Reduced levy (shade-in) | $26,001–$32,500 | Progressive |
| Full 2% levy | >$32,500 | >Family threshold |
Applies if you DON'T have private hospital cover and your income exceeds $93,000 (single) or $186,000 (family) in 2025–26. The MLS is 1%, 1.25%, or 1.5% depending on income tier.
| Income (single) | MLS Rate |
|---|---|
| $0 – $93,000 | Nil |
| $93,001 – $119,000 | 1.0% |
| $119,001 – $151,000 | 1.25% |
| $151,001+ | 1.5% |