Calculate your entitlement to the Australian Government's super co-contribution for 2025–26. The government matches your after-tax super contributions up to $500.
At least 10% of your income must be from employment, running a business, or a combination.
| Item | Value |
|---|
| Income | Co-contribution rate |
|---|---|
| $45,400 or under (lower threshold) | $0.50 for every $1 contributed (up to $500) |
| $45,401 – $60,400 (upper threshold) | Phases out — reduces by $0.0333 for each $1 of income |
| Over $60,400 | No co-contribution |
To receive the co-contribution you must: earn less than $60,400 (2025–26), make an after-tax (non-concessional) contribution to super, lodge your tax return, and not exceed the non-concessional cap ($120,000). You must also be under 71 at year end.